Carmelle Cadet is the founder and CEO of EMTECH which is helping Central Banks modernize their technology for Financial inclusion and resilience. Prior to founding EMTECH Carmelle lead IBM's Blockchain division. We discuss: Carmelle's time at IBM leading their Blockchain division EMTECH helping Central Banks to modernize their systems Using Hedera Hashgraph as the Blockchain for CBDCs How Stablecoins will coexist with CBDCs CBDCs and privacy Fed Digital Dollar CBDC Pilot with the Digital Dollar Project https://www.youtube.com/watch?v=jGc5xhObALA